This tutorial was written by me and for those
who have a good working knowledge of psp.
Open template and shift D.
Delete info layer
I re-sized my canvas to 800 x 800
to give me more room and cropped when I was done
but this is totally up to how you like to do it.
Select heart row
Paste paper 4
Select heart and do the same as above
Select square and float
Paste paper 5
Crop any excess at bottom
Move to top left
Move to top right corner
add any other elements of choice
Add copyright info